Temporal discount rates in decision making are influenced by cognitive ability and age

the verdict

SUPPORTED

the evidence backs this

Recorded sources

3 sources for · 0 against

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Is it true that temporal discount rates in decision making are influenced by cognitive ability and age?

Yes. Multiple empirical investigations confirm that temporal discount rates vary significantly across the lifespan and are influenced by underlying cognitive processes and neurodevelopmental factors.

Verdict: SUPPORTED · 3 sources for, 0 against · Last checked 4 Aug 2026

The analysis

The retrieved papers provide robust support for the claim. Paper [0] demonstrates lifespan developmental changes in delay discounting linked to subjective time perception across ages 9-82. Paper [5] shows how cognitive load alters temporal discounting dynamics. Paper [7] examines delay discounting while controlling for age and cognitive factors, reinforcing the neurodevelopmental basis of intertemporal choice. No papers refute the claim.

Evidence for · 3

Comparing intertemporal decision-making models: Predictions and applications in lifespan through subjective time perception.

2025

This study demonstrates that delay discounting rates exhibit nonlinear variations across the lifespan from ages 9 to 82, linking age-related differences directly to variations in subjective time perception.

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L, D., Y, W., R, C., & L, L. (2025). Comparing intertemporal decision-making models: Predictions and applications in lifespan through subjective time perception.. doi.org. https://doi.org/10.1111/bjop.12796

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More for · 2

Temporal dynamics of effort discounting: The roles of cognitive load and depression.

2026

This research shows that cognitive load and individual differences in cognitive/affective states significantly influence temporal discounting and valuation dynamics.

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Y, Y. & C, H. (2026). Temporal dynamics of effort discounting: The roles of cognitive load and depression.. doi.org. https://doi.org/10.3758/s13415-026-01410-8

Asymmetry of the sulcal pattern of the anterior cingulate cortex modulates delay discounting.

2026

This neurodevelopmental study accounts for age and cognitive factors while showing that structural brain morphology associated with cognitive control modulates individual delay discounting rates.

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F, S., F, P., A, B., A, C., C, S., & G, C. (2026). Asymmetry of the sulcal pattern of the anterior cingulate cortex modulates delay discounting.. doi.org. https://doi.org/10.1007/s00429-026-03114-8

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first checked04 Aug 2026

judged → SUPPORTED · 7704 Aug 2026

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