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the claim

Making on-time payments on student loans builds a borrower's credit history.

the verdict
INSUFFICIENT LEANING
Recorded sources
2 sources for · 0 against

Counts group repeated records of the same source within each side. They do not measure evidence strength or source independence.

Is it true that making on-time payments on student loans builds a borrower's credit history?

Unclear. The retrieved items only partially support the claim: one general reference notes that repayment history is a factor in credit scores, and a GAO testimony notes that nine on-time payments can remove a default from credit reports. Neither item directly establishes that making on-time student loan payments builds a borrower's credit history.

Verdict: PARTIAL LEAN · 2 sources for, 0 against · Last checked

The private library was unavailable for some searches in this check. Missing library results are not evidence against the claim.

Evidence for · 2
Get citation
Credit history. (n.d.). en.wikipedia.org. https://en.wikipedia.org/wiki/Credit_history

See more details
More for · 1
2014
Get citation
ERIC (2014). ERIC ED562035: Federal Student Loans: Oversight of Defaulted Loan Rehabilitation Needs Strengthening. Testimony before the Subcommittee on Higher Education and Workforce Training, Committee on Education and the Workforce, House of Representatives. GAO-14-426T. archive.org. https://archive.org/details/ERIC_ED562035

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