Smokers pay higher life insurance premiums than non-smokers.

the verdict

SUPPORTED

the evidence backs this

Recorded sources

3 sources for · 0 against

Counts group repeated records of the same source within each side. They do not measure evidence strength or source independence.

Is it true that Smokers pay higher life insurance premiums than non-smokers?

Yes. A peer-reviewed chapter on AIDS and insurance states plainly that in Western life insurance markets smokers are charged more than non-smokers, matching the claim. A separate bioethics article notes smokers' costs are reflected in higher insurance premiums, though it does not single out life insurance.

Verdict: SUPPORTED · 3 sources for, 0 against · Last checked 3 Oct 2026

The private library was unavailable for some searches in this check. Missing library results are not evidence against the claim.

Evidence for · 3

AIDS and Insurance

1999

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AIDS and Insurance. (1999). doi.org. https://doi.org/10.1093/oso/9780198238010.003.0014

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More for · 2

Making Patients Pay for Their Life-Style Choices

1992

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Making Patients Pay for Their Life-Style Choices. (1992). doi.org. https://doi.org/10.1017/s0963180100006599

The Economics of Smoking

2012

Get citation

Tollison, R. D. & Wagner, R. E. (2012). The Economics of Smoking. play.google.com. https://play.google.com/store/books/details?id=F_v1CAAAQBAJ&source=gbs_api

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