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the claim
An agent's expected utility depends only on mean and variance
the verdict
REFUTED
the evidence says no
confidence 0/100

An agent's expected utility generally depends on the full probability distribution of payoffs and higher-order moments (such as skewness and kurtosis), unless specific conditions are met—such as quadratic utility or normally distributed outcomes where mean-variance analysis suffices.

Evidence against · 4
Wikipedia: Expected utility hypothesis
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Reference article covering this claim directly
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More against · 3
math.stackexchange.com: Agent's expected utility depends only on mean and variance
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Shows that a specific quadratic utility function leads to expected utility depending on mean and variance, implying it is not a general rule.
arxiv.org: (untitled)
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Notes mean-variance criterion is equivalent to maximum expected utility only under specific conditions like symmetric elliptical distributions.
link.springer.com: A user’s guide to economic utility functions | Journal of Risk and Uncertainty | Springer Nature Link
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States higher-order terms like skewness and kurtosis affect expected utility, showing it does not depend solely on mean and variance.
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first checked01 Aug 2026
judged → REFUTED · 001 Aug 2026
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