Multiple studies demonstrate that the age-related decline in maximum heart rate is driven by intrinsic cellular changes and reduced responsiveness within the sinoatrial node pacemaker cells.
The retrieved literature consistently supports the claim that maximum heart rate decreases with age due to declining pacemaker cell responsiveness and intrinsic functional changes in sinoatrial node myocytes. Papers [0], [1], [2], [3], and [6] all directly attribute the age-dependent drop in maximum heart rate to these cellular mechanisms. No papers refute this mechanism.